SEBI Registered Investment Advisor | INA000015581 | Mutual fund investments are subject to market risks.

Tharam Associates

Advisors Who Stay in the Trenches With You

From the first discovery call to every market headline, you will always know who is on your side and how to reach them.

15+ Years Combined Advisory Experience

Our leadership team has navigated bull and bear markets, covid disruptions, and interest-rate swings with client portfolios intact.

SEBI Registered, Fee-Only Mindset

We operate with fiduciary accountability—recommendations are free from distributor incentives or product pushes.

Multi-Disciplinary Bench

Access planners, analysts, tax partners, and estate specialists through a single relationship manager.

Leadership You Can Call Anytime

Every client works with a dedicated advisor backed by an agile research and operations squad.

S.S. Ramsunder

S.S. Ramsunder

Founder & Principal Advisor

SEBI-registered advisor with 12+ years guiding families through market cycles. Specialises in retirement readiness, asset allocation, and behavioural coaching.

Focus Areas

  • Retirement architecture
  • Behavioural finance
  • Goal planning workshops
Nithyashree

Nithyashree

Head of Research & Analytics

Former mutual fund analyst who now leads our fund screenings, market commentaries, and quarterly model portfolio refresh.

Focus Areas

  • Fund due diligence
  • Factor investing research
  • Risk monitoring dashboards
Thara

Thara

Client Experience Lead

Ensures every family enjoys concierge-grade support—from onboarding paperwork to execution follow through and review scheduling.

Focus Areas

  • Lifecycle communication
  • Operations & compliance
  • NRI client onboarding

Support Beyond the Core Team

We partner with registered valuers, tax specialists, estate planners, and legal experts to deliver end-to-end solutions when life moments demand it.

Think of us as your financial quarterback—coordinating specialists, documentation, and timelines so you experience seamless execution.

Let's Build Your Advisory Bench

Share your priorities and we will assemble the right experts from day one.

Ready to start your investment journey?