We help families turn good intentions into generational wealth.

For more than a decade, Tharam Associates has guided investors with a process-first approach that blends research, coaching, and disciplined execution.

Built For Long-Term Relationships

We believe every rupee should be intentional, every review purposeful, and every investor empowered with clarity.

Process First, Products Second

We design evidence-backed asset allocations, automate reviews, and only then select instruments that fit the mandate.

Radical Transparency

Every recommendation includes rationale, risk guardrails, and alternatives so families can make informed calls.

Education that Empowers

We simplify jargon into actionable dashboards, playbooks, and nudges that keep investors engaged for decades.

Our Journey So Far

Each milestone represents a new layer of trust, capability, and accountability added for our clients.

2014

Tharam Associates launches as a boutique mutual fund advisory with 27 founding clients.

2018

Introduced research-led SIP strategies and retirement playbooks adopted by 300+ households.

2021

Earned SEBI Registered Investment Advisor status (INA000015581) and expanded to full-stack planning.

2024

Launched digital tools hub featuring calculators, research dashboards, and guided onboarding journeys.

A Client Experience Designed Around You

→Personalised onboarding blueprint that captures goals, family priorities, and existing portfolios in detail.
→Quarterly strategy sessions with action dashboards covering investments, insurance, estate planning, and taxes.
→On-demand support for milestone decisions—property purchases, education funding, business exits, and more.

Ready to Experience Advisory That Puts Process Over Hype?

Connect with us for a discovery call and see how structure, empathy, and expertise transform your financial decisions.